Our Success Stories

Testimonials

     "In 2008, my husband and I had the worst year of our married lives.  In early 2008, my husband lost his job as a Carpenter.  The housing market was nearing a crash and we were caught in the middle.  My husband had spent the better part of 20 years working in the housing industry mainly on new construction and high end remodels. When the market crashed, jobs dried up and Carpenters became less in demand.  We found that it was becoming harder and harder to keep up with our mortgage payments and once you fall behind, it’s nearly impossible to catch up.  Our home was nearing Foreclosure and finally went into Foreclosure in November 2008.  In order to bring our home out of Foreclosure, we sold everything we could, liquidated all unnecessary assets and borrowed from family. We exhausted all our resources.  We were able to raise $10,000 to take our home out of Foreclosure.  In January 2009, our Mortgage payment reset.  Due to our lack of education on Mortgages we elected for an Adjustable Rate Mortgage. The payment reset to over $2,000.  We were devastated and did not see a future in remaining in  our home.

     Maya Damayanti became our savior.  Her savvy business sense, perserverance and knowledge in Mortgages gave us an opportunity to apply for a Loan Modification.  We had tried to get information on loans before but we were told that we would not qualify.   We were on pins and needles as the thought of possibly losing our home again was unbearable.

     Maya did all the paperwork and continued to keep us updated on what was happening.  We began to get worried as we were approaching our 4th month without a payment. Through Maya’s effort, we were offered a Forbearance which has stopped the Foreclosure and has given the Bank time to continue to process our loan.  Most importantly, the Forbearance agreement does not require us to make payments towards our delinquent loan.
Although my husband has yet to find a job, it has been easier on us financially and emotionally as Maya has helped ease our fears of losing our home.

     We appreciate Maya for her hard work and thank her everyday because we can rest a little easier knowing that she is there to help us solve our Mortgage problem."

    - Cynthia S. Elliott  (206) 423-2528

     "Several months ago my wife and I were faced with serious dilemma... the possibility of foreclosure.  Due to the economy, we had experienced a drop in our businesses sales while simultaneously experiencing our mortgage rate adjusting up.  After a few months, we realized that we simply could not keep up with the payments unless something changed.  After exhausting several resources (including other Loan Modification specialist and Non-Profits), we had decided to sell our home of 15 years.  My wife had contacted an old friend,  Maya Damayanti.  After finding out that she was working with families to successfully work out Loan Modifications, we agreed to a meeting.  Maya quickly gathered all the necessary documents and had them submitted within a matter of days.

     We were hopeful, but not too.  Maya patiently worked with our case.  It was here, that her experience came into play.  Making call after call to the lenders, coordinating information, being persistent, not settling for whatever the lenders tried to tell her, she continued to push our case through the system.

     After 1 month, we received the results – we were amazed.  Not only did we get approved for our loan modification but the interest rate was dropped FOUR POINTS.  And it didn’t stop there... she saved us $1400.00 on our monthly mortgage.  And if that still was not enough, we had our interest rate locked in for the life of the loan!  This was a true miracle!  We thank God and we thank Maya.  We are so glad that after many disappointments we decided to give her a try and boy are we glad we did!

Thank you so much, Maya!  You are awesome!"

   - Rick and Mona Freeman

     "The process was pretty difficult but the people at Central Loan Modification really helped me through it so that I could get my loan modification.  It was a very difficult situation that I wasn't sure I would be able to do but they helped me make it happen!"

   - Derong (Bellevue, WA)

     "I was in a very hard spot on making my home payments and really needed help to adjust my loan terms.  The team I worked with at Central Loan Modification got all the information from me they needed and took care of all the multiple phone calls and faxes that were required by the mortgage company which saved me a lot of time and headache.  Everything went through in the end and they called me with the new rates.  I was very happy with my new loan terms that would help me make it through this hard economic downturn."

  - Tiffany (Bellevue, WA)

Actual Loan Modifications

Short Sale Approvals